How we help you get a step up the property ladder.

It’s the Australian dream, to own your own home, build wealth and help the future generations get ahead. We’ve developed proven strategies to help you move up the property ladder.

1. We help get first home buyers into the market

Buying your first home is the Australian dream, but its getting harder and harder for young Australian's get on the property ladder. We can help support and guide you to make that dream an achievable reality.
1. We help first home buyers get their first home with a deposit as low as 5%, leveraging government schemes
2. Help you stay in the suburb you love by renting, but invest in a suburb you can afford. Best of both worlds!
3. Help save by consolidating different loans you're paying and build a deposit

The journey to your first house can be daunting, so we help guide you every step of the way.

2. We help property owners build wealth in their family home

Our family home is not only where our memories are made, but also where much of our wealth is created. We can help you structure you lending for you family home either to build wealth, or to pay down faster and enjoy life.

1. We can refinance your current home loan to get better options & rates
2. Help you upgrade into a bigger and better home.
3. Provide renovation funds or construction loans to improve your current home.
4. Help you downgrade, and free up cash for other means

3. We help investors start and build property portfolios

Property investing is one of the most popular wealth building strategies but we find many people can improve their wealth creation by improving how their loans are set up.

1. We help guide novice investors to their first property investment
2. We can help restructure your existing lending portfolios for growth maximisation
3. We can help you buy property if you have a self managed super fund to build wealth.

There could be more investment options available to you than you realise.

4. We help people that don't fit the perfect bank bucket - like expats or self employed

Most banks love borrowers who are two stable salaried employees. However, if you're running a fairly new business, have uneven income, or are in a special circumstance like an expat, then buying a home can be hard. The big banks often don't want to talk to you or recognise your income.

We can help understand your situation and find you the best lending option to help you buy.

We’re here to help:

We started Ladder to help more people get the best chance of moving up the property ladder.

Call Will on 0414 877 724 or will@ladderfs.com.au to get a clearer understanding of your options.